Thursday, November 20, 2008

5 Facts About Debt Collections Debt Collectors Wished You Didn’t Know

Dealing with debt collectors ranks up there with being one of life's most stressful experiences and combative moments. These tyrants are true works of art. Just recently one rouge debt collector was arrested for filing false liens against 50 or so homeowners. Another one was fined $10.2 million dollars by the FTC for harassing consumers. Amazingly, most Americans have no idea, that even though they may owe money, they still have rights. Debt collectors use that lack of knowledge to trample all over consumers every day. But the tide is changing as more and more citizens are standing up and fighting for their rights! In this session, we’re going to cover five facts about debt collections; debt collectors wished you didn’t know.

Debt Solution 101 - How To Fix Your Debt Problem

If you are seeking to fix your debt problem, you have probably already been bombarded and confused by the numerous companies advertising an endless stream of debt solutions. A quick search on the Internet alone and you will find hundreds of methods, companies claim you can use to solve your debt problem. Around two years ago, a woman was advised to go through a debt settlement program in order to reduce her debts and get her credit score back on track. The only problem was, she wasn't a prime candidate for such a program. Needless to say, she received bad advice. When you are overwhelmed with debt, the last thing you need is bad advice. If you know the facts about debt solutions, you'll never fall for the hype or powerless debt relief programs. The truth is, there are only five ways to solve any debt problem.

Is Debt Consolidation The Best Debt Solution For You?

Are you thinking about using debt consolidation to help adjust your debt load? Are you looking for a debt solution that fits your current financial condition? Are you attempting to lower your payments, cut your interest rates, consolidate all of your bills into payment, or avoid a foreseeable financial collapse? It is possible that debt consolidation may be just what you are looking for. The only way to know is to take an unbiased look at debt consolidation.

Attitude Adjustment is the Key To Solving Your Debt Problem

People ask me all the time, “What is the number one key to solving my debt problem?” Many were expecting me to say something like, debt consolidation, debt elimination, debt counseling and even bankruptcy. But actually, the number one key to solving any debt problem is a person’s attitude. When you make the proper attitude adjustment towards your debt problem, you will tackle it! Let's find out how to get your attitude in check and get out of debt...

The Credit Card Debt Sham Americans Didn’t See Coming

The advertising executives who first launched the Madison Avenue Guerrilla Marketing Tactics for the credit cards companies, can only be described as advertising geniuses. Do you really realize what they accomplished? They overwhelmingly persuaded Americans to take on the “Charge it now and pay for it later” mentality. In the process, they succeeded at seducing the masses into gleefully accumulating burdensome and often backbreaking credit card debt. It was a coup of all coups. When you comprehend what they pulled off, you just may be appalled! It's the Credit Card Debt Sham Americans Didn’t See Coming.

Look For a Generator? Take a Look at The Natural Gas Generator

The Natural Gas Generator is similar in advantages and disadvantages as the propane gas generator. If you live in an area that has natural gas, you would have to agree that natural gas is probably the most reliable and dependable fuel on earth. When was the last time you heard about a natural gas outage? Virtually, the only way to experience an outage is that if there was a catastrophe such as major earthquake or hurricane. That being said, let's take a look at the advantages of having a Natural Gas Generator.

Sir, You Need a Quiet Generator, Now Get That Junk Outta Here!

When Michael J. and his wife headed for the mountains in their newly purchased RV, they had no idea they were about to drive their neighbors crazy and anger a park ranger. The couple bought a portable generator to power their AC, microwave, TV and other items while their RV was parked. But that generator was so loud; they ticked off everyone. It was so bad; someone sabotaged the unit one night. The next morning they got a visit from an annoyed ranger gave them a ticket and two choices; don’t start that unit again while onsite, or pack your RV and leave!

If you are like many people who searched for a portable generator, bought what you thought was a great deal, and then BAM… it happened! You received a warning citation or ticket because your generator was tagged as being too loud. Or even worse, a park ranger ordered you to turn off the generator or leave! You most likely didn’t realize at the time you were shopping, but you actually need a quiet generator.

Friday, November 14, 2008

10 Signs That You Are Headed Into Credit Card Debt Danger

The holidays are quickly upon us and every year around this time we watch families seal their financial doom by drowning themselves in credit card debt. I’ll never forget an incident that happen on December 20th, a few years back, at one of the big chain stores. I was in line waiting to have my items ringed up by a cashier. A husband and wife with three adorable kids were in front of me attempting to pay for their Christmas gifts. They tried to write a check from two different accounts but both were declined. They tried a debit card and it was declined. Apparently, they had been shopping all day and had spent all of their available cash. In an act of shear haste, the wife turned to her husband and said, “We’ll just put this on our credit card.” He reluctantly agreed and even reminded her that they had to pay so and so bills and how couldn’t they afford another bill. Unfazed, she said, “It’s for the kids, we’ll make somehow…” They charged their items, walked out the store and straight into the credit card debt danger zone.

What Some People Are Saying About The Generac Generator

Generac Power Systems is one of the world's largest independent manufacturers of engine-driven generator systems; ranging from 3kW to 2mW. Their generators fit the bill for many situations: industrial, residential, mobile, recreational vehicle, and communications applications. Generac has shown their confidence in the quality and reliability of its equipment by warranting the entire power generation package – engine, alternator, controls, switches, wiring, and other Generac generator parts. Having shared that, see what some customers are saying about their Generac Generator.

More People Are Buying Residential Generators To Be Safe

You may or may not know this, but Residential Generators are being purchased by more and more people. The average family simply cannot afford to be without power, not even for an hour. Remember what happened in the last major blackouts we had in Florida and New York? People who had portable generators were OK. People who had Residential Generators installed were great!

In preparation for a blackout or power outage, you essentially have three options: (1)get a portable generator,(2) have a standby generator installed, or (3)cross your fingers and hope the darkness and power loss only lasts a few minutes.

Although they are much more expensive than a portable generator, the Residential Generator has become the choice for many American homeowners.